Iowa College Student Aid
Students
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Loan Capitalization Calculator

Calculator Inputs

This calculator is intended to help borrowers understand the financial implications of capitalizing interest (by deferring interest payments) on a student loan. It is designed to calculate the increased cost of a loan that capitalizes interest while the student attends college.

Amount of Loan (Principal): $
Annual Interest Rate: %
Term of Loan: Years
Deferment Period
(Months until Repayment Begins):
Interest Capitalizes:
Minimum Monthly Payment: $


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